Enter your account balance, expected return, and how many years you need the money to last, and this retirement withdrawal calculator estimates whether your current savings and withdrawal plan will hold up over your full retirement.
USA Retirement Withdrawal Calculator
Test whether your retirement portfolio will last through your expected horizon.
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Portfolio Balance Trajectory
Yearly Balance & Withdrawal Schedule
| Year | Start Balance | Annual Withdrawal | Investment Return | End Balance |
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Small changes to your assumptions can shift this outcome more than you’d expect. Our article on whether your savings will last through retirement covers how adjusting your withdrawal rate or retirement date affects your results.
If you haven’t settled on a withdrawal rate yet, our safe withdrawal rate calculator can help you compare options, and our 401(k) retirement savings calculator can help you build a larger balance beforehand.